Citizens of the Kingdom of Bahrain
The subject of the system
The provisions of this system are compulsory to the Kingdom of Bahrain civilian employees who work to any(non-governmental) department that is covered by the Retirement and Pension Law of Qatar, as of 01/01/2007 or from the date of work appointment if it is later to this date.
Conditions of submission
- The employee / worker holds Bahraini nationality.
- The employee / worker is over (16) years when contributing in the system and there is no maximum limit for coverage.
- The employee / worker work to any department that is covered by the Retirement and Pension Law of Qatar.
Registration procedures and forms
If the Bahraini civilian employee / worker works to any department that is covered by the Retirement and Pension Law of Qatar and meets conditions referred to in the second clause, the employer compulsory registers him provided that the following documents are attached:
- Registration Form ratified from the employer.
- A copy of the CPR or the passport.
These documents are sent by the employer to GRSIA, State of Qatar, which ratifies and sends them to the Social Insurance Organization (Insurance), Kingdom of Bahrain, and then checked the form and documents in accordance with procedures established by the Social Insurance Organization (Insurance), Kingdom of Bahrain,, which notifies GRSIA, State of Qatar whether the employee / worker is subjected or not and the related reasons. Subsequently, the employer is notifies by the GRSIA, State of Qatar, of the employee’s / worker’s subjection and the account number the Social Insurance Organization (Insurance), Kingdom of Bahrain, in the State of Qatar, to deposit the contributions of the employee and notify the Social Insurance Organization (Insurance), Kingdom of Bahrain, on the attached address.
The employer is committed to provide the Authority with the changes that may occur to the contribution salary and the names of new Bahraini employees / workers and who end their services.
The Social Insurance Organization (Insurance), Kingdom of Bahrain, has opened the account number (COR-100153725) Qatar Islamic Bank, Main Branch, Doha. Notification of GRSIA in the State of Qatar, to prove the subjection of the Bahraini employee/ worker to the Standard System to Extend the Social Insurance Protection, must be provided for the Bahraini employees’ contribution deposit.
Contribution Salary
The Contribution Salary is all periodic and regular payment that is received by the worker for his work. It consists of the following:
- The basic salary.
- Commission.
- The percentage of the cost of sales or revenues.
Bonuses and allowances, whether that were paid during the holidays or were not paid(social allowance, cash housing allowance, transport or car allowance, phone allowance, supervision allowance, shift allowance, nature of the work allowance), provided that the bonuses and allowances are paid to all employees / workers of the same category of the department, without differentiation, and that the total of those bonuses and allowances does not exceed (100%) of the salary, which is stipulated in clauses (1-2-3) of this article. In the event of exceeding that salary, the difference is not included in the contribution salary.
- ⦁ The reward (bonus), which is paid annually, is divided to (12) and the result is added to the Contribution salary in January of the following year, provided that the reward (bonus):
- Does not exceed the value the basic monthly salary of the contributor.
- Is stipulated in the work contract or grant according to the regulations of the employer or is an usual constant payment, provided that the contribution salary does not exceed (4000 Bahraini Dinars).
Contribution Rates
The employer’s share is (7%) of the contribution salary, and the share of employee / worker is (5%) of the contribution salary, as of 01/01/2007, to 30/04/2007. The employer’s share was modified to (9%) and the share of employee/ worker to (6%) as of 01/05/2007, to the current date.
The contribution is calculated for the whole month, at the service commencement or at the end of service, when the working days are not less than 15 days.
Payment shall be modified as of the first of January of each year, or from the work appointment if it is later to that date.
Contribution Suspension and Termination
Contribution may stop if any of the conditions of the system submission in clause 3, is missed. Contributing ends at the end of the service. The employer must notify the General Retirement and Social Insurance Authority, in State of Qatar, of that using the approved forms. It will send the forms after ratification to the Social Insurance Organization (Insurance), Kingdom of Bahrain.
Example: (1)
How to calculate the monthly contributions:
A Bahraini worker works in Barwa Real Estate Company, in State of Qatar. His basic salary is (5000) Riyals, housing allowance is (4000) Riyals, phone allowance is (1000) Riyals and the transportation allowance is (1000) Riyals per month. The date of work commencement was 01/01/2011.How the due contributions are calculated for this month ?
Salary subject to the contribution is:
Salary = 5000 Riyals of the basic salary.
Contributions of (15%) of the salary that is divided to the employer and the employees:
- The employer's share = (5000 Riyals) × (9%) = 450 Riyals.
- The employee’s share = (5000 Riyals) × (6%) = 300 Riyals.
- Allowances=housing allowance+ phone allowance+ transportation allowance
- Total allowances=4000 Riyals + 1000 Riyals + 1000 Riyals= 6000 Riyals
- Due to allowances shall not exceed 100% of the basic salary, the contribution allowances =5000
- Employee’s share = (5000 Riyals) × (15%) = 750Riyals.
- Total employee’s share= 300Riyals +750 Riyals=1050 Riyals
Total contributions (15%):
Total contribution per month=the employer's share +employee’s/ worker’s share
450+ 1050= 1500 Riyals, the employer deposits the due contribution in the account of the Social Insurance Organization of Kingdom of Bahrain( Insurance), in the State of Qatar, not later than the fifth day of the following month of the due contributions.
Example: (2)
How to calculate the monthly contributions:
A Bahraini worker works in Barwa Real Estate Company, in State of Qatar. His basic salary is (10000) Riyals, housing allowance is (3000) Riyals, phone allowance is (1000) Riyals and the transportation allowance is (1000) Riyals per month. The date of work commencement was 20/01/2011. How the due contributions are calculated for this month?
In this case, no contribution is calculated January 2011. The working days are less than (15) days of the month then this month is excluded from contributing.
